What are ACA exemptions, and how can I claim one?

Coverage exemptions excuse taxpayers, or members of their household, who were uninsured during the tax year from the Individual Shared Responsibility Payment (or "penalty"). There are two types of exemptions – one is claimed on the tax return, the other is granted through the Marketplace. Exemptions claimed on the tax return do not require an application, but those granted through the Marketplace do.

To view a full list of exemptions, visit irs.gov.

To schedule an appointment with a Navigator for help in completing the Marketplace exemption application, visit the Connector.